Privacy Policy

Last updated: 19 Mar 2026

Information we collect

• Account information (e.g., email address) if you create an account.
• Financial records you enter (e.g., income, expenses, categories, project entries) to provide the Service.
• Usage and device data (e.g., app interactions, device identifiers, crash logs) to improve reliability and security.
• Optional uploads (e.g., receipt images) if you choose to attach them to entries.

Bank Transaction Data (Optional)

If you choose to connect a bank account to SabiFunds, we may import read-only transaction data (such as transaction amount, date, description, and merchant) via secure third-party providers to help you automatically track income and expenses, categorize spending, and generate financial insights.

We do not initiate payments, access or display account balances, verify account ownership, or store your bank login credentials. All bank authentication and consent are handled directly by the third-party provider.

You can disconnect linked bank accounts at any time within the app.

Imported transaction data is used solely to provide SabiFunds features and is processed in accordance with this Privacy Policy. We store this data securely and retain it only for as long as necessary to provide the service or as required by law.

If you have questions about bank data connections or wish to request deletion of imported transaction data, please contact us using the details provided in this Privacy Policy.

How we use information

• Provide and operate core features (record-keeping, projects, collaboration flows).
• Maintain security, prevent abuse, and troubleshoot issues.
• Improve product performance and user experience.
• Communicate service-related messages (e.g., support responses, important updates).

Third-Party Services & Data Processors

SabiFunds integrates with third-party services that may collect and process user data to enable key features such as subscriptions, payments, analytics, and bank connectivity.

By using SabiFunds, you acknowledge that your data may be processed by the following third-party providers:

Adapty (Subscription Management)

We use Adapty to manage in-app subscriptions and entitlements across iOS and Android.

• Data processed: App user ID, subscription status, purchase events, device information
• Purpose: Subscription validation and entitlement management
• Privacy Policy: https://adapty.io/privacy

Plaid (Financial Data Integration)

We use Plaid to connect your bank accounts and retrieve financial data securely.

• Data processed: Bank account information, transaction history
• Purpose: Bank account linking and financial data aggregation
• Note: SabiFunds does not store your banking credentials
• Privacy Policy: https://plaid.com/legal/#privacy-policy

Stripe (Financial data integration )

We may use Stripe to connect your bank accounts and retrieve financial data securely.

• Data processed: Bank account information, transaction history
• Purpose: Bank account linking and financial data aggregation
• Privacy Policy: https://stripe.com/privacy

Apple App Store & Google Play Store (In-App Purchases)

Subscriptions and purchases made through the app are processed by Apple and Google.

• Data processed: Purchase history, subscription status, device/account identifiers
• Purpose: Payment processing and subscription management
• Apple Privacy Policy: https://www.apple.com/legal/privacy/
• Google Privacy Policy: https://policies.google.com/privacy

Firebase (Authentication & Identity Management)

We use Firebase Authentication (by Google) to manage user authentication and secure sign-in, including OAuth-based login methods where applicable.

• Data processed: User identifiers (such as email address or provider ID), authentication tokens, and device-related information
• Purpose: User authentication, account security, and session management
• Privacy Policy: https://firebase.google.com/support/privacy

OpenAI (AI Assistant – Kara)

We use OpenAI to power Kara, our AI assistant, which helps analyze financial data and provide insights.

• Data processed: Financial data you choose to analyze (such as expenses, income, and related context)
• Purpose: To generate insights, summaries, and responses through the Kara AI assistant
• Note: Data is only processed when you actively use the Kara feature
• Privacy Policy: https://openai.com/privacy

These third-party providers may act as data processors or independent controllers depending on the context. We recommend reviewing their privacy policies for more information on how your data is handled.

Sharing

We do not sell your personal information. We may share information only:

• With service providers who help us run the Service (e.g., hosting/storage), under appropriate safeguards.
• When required by law, regulation, or valid legal process.
• To protect the rights, safety, and security of users and the Service.

We may share and process your information with trusted third-party service providers to deliver core functionality such as subscriptions, payments, analytics, and financial data integration. Details of these providers are outlined below.

Data retention

We retain information as long as needed to provide the Service and comply with legal obligations. You can request deletion of your account and associated data (see the Account Deletion page).

Some system and security logs may be retained for a limited period where required to maintain service integrity, comply with legal obligations, or prevent abuse.

Security

We use reasonable administrative and technical measures to protect information. No method of transmission or storage is 100% secure.

Your choices

• Access and update certain account details in-app (where available).
• Request account deletion (see Account deletion).

Contact

Email: support@anthizgroup.com